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Housing support.

Government help with rent, rates & your home. We list 62 programs so far.

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Australia-wide 6

All Australia-wide support

Housing

Australia-wide · Payments

Leaving Violence Program

You could get Up to $5,000, with up to $1,500 in cash

Money and support for people leaving a violent partner, with up to 12 weeks of safety planning and referrals.

Reviewed 5 Nov 2026dss.gov.au

Housing

Australia-wide · Payments

Transition to Independent Living Allowance

You could get Up to $1,500

Up to $1,500 to help young people leaving foster or other formal care set up on their own.

Reviewed 5 Nov 2026servicesaustralia.gov.au

Housing

Australia-wide · Payments

Rent Assistance

You could get Up to $223.80 a fortnight if single

Extra money for rent if you get a Centrelink payment and rent privately.

Reviewed 5 Nov 2026servicesaustralia.gov.au

Housing · Other help

Australia-wide · Loans

5% Deposit Scheme (formerly Home Guarantee Scheme)

You could get A 5% deposit (2% for single parents) and no lenders mortgage insurance

The government backs part of your home loan so you can buy your first home with a small deposit.

Reviewed 5 Nov 2026firsthomebuyers.gov.au

Housing · Other help

Australia-wide · Loans

First Home Super Saver Scheme

You could get Up to $50,000 of extra super payments count, plus earnings

Save for your first home inside your super, where tax is lower, then take the money out to buy.

Reviewed 5 Nov 2026ato.gov.au

Housing · Other help

Australia-wide · Loans

Help to Buy (shared equity home scheme)

You could get Government pays up to 30% (existing home) or 40% (new home) of the price

The government pays up to 40% of your home’s price in return for a share, with a 2% deposit from you.

Reviewed 5 Nov 2026firsthomebuyers.gov.au

Australian Capital Territory 9

All support in the ACT

Cheaper dog and cat registration$25.05 for a dog or $24.00 for a cat (instead of $66.55)
Free green waste bin for concession card holdersNo sign-up fee for the bin
Housing Crisis Support FundUp to 4 weeks’ rent, to a maximum of $2,500
Pensioner rates rebate50% of rates up to $750, plus $133 off the emergency services levy
Public housing rental rebateRent capped at 25% of household income
Mortgage Relief FundInterest-free loan up to $10,000
Pensioner Duty Concession SchemeNo stamp duty from 1 July 2026
Rates deferralAmount varies
Rental bond helpUp to 100% of the bond, as a loan with no interest

New South Wales 13

All support in New South Wales

Blacktown pensioner rates rebateUp to $250 a year, plus up to $200 more
Central Coast pensioner rates and water rebateUp to $250 a year off rates, plus up to $175 off water
City of Parramatta pensioner rates rebateUp to $250 a year, plus $100 more after 5 years
City of Sydney pensioner rates rebateUp to 100% of rates and charges
Northern Beaches pensioner rates concessionUp to $250 a year, and some pensioners may get more
NSW pensioner council rates rebateUp to $250 a year off rates and waste charges
NSW pensioner water rebateAmount varies
Rent Choice private rental subsidyPart of your rent paid for up to 3 years
Rent Choice YouthPart of your rent paid for up to 3 years
First Home Buyers Assistance Scheme (no or less stamp duty)No stamp duty on homes up to $800,000; less duty up to $1 million
First Home Owner Grant (new homes)$10,000
Link2home homelessness line24 hours a day, every day
Rentstart Bond LoanInterest-free loan for up to 100% of your rental bond

Northern Territory 1

All support in the Northern Territory

Private rental bond assistanceUp to 4 weeks’ rent as bond, plus 2 weeks’ rent in advance

Queensland 11

All support in Queensland

Brisbane pensioner rates rebateUp to $1,350 a year (full pension) or $675 (part pension)
Gold Coast pensioner rates discount$298 a year (2026–27), plus the state subsidy
Logan pensioner rates concessionUp to $481.20 a year, plus the state subsidy
Moreton Bay pensioner and self-funded retiree rates concession$275, $110 or $83 a year, plus the state subsidy
Pensioner Rate Subsidy Scheme20% of council rates, up to $200 a year
Rental Security SubsidyAmount varies
RentConnect Tenancy Assist paymentUp to $1,200, once every 2 years
South East Queensland Pensioner Water SubsidyUp to $120 a year
Sunshine Coast pensioner rate concessionUp to $343 a year, plus the state subsidy
Bond LoanInterest-free loan of up to 4 weeks’ rent
Homeless HotlineFree from a landline, 24 hours a day

South Australia 4

All support in South Australia

Emergency Services Levy remissionUp to $46 a year
Help paying bond and rent (Private Rental Assistance)Amount varies
Homeless Connect SAFree advice, 24 hours a day
SA First Home Owner GrantUp to $15,000

Tasmania 5

All support in Tasmania

Pensioner council rates remission30% off your rates, up to $591 in 2026–27
Private rental assistance (bond, rent and moving costs)Amount varies
Private Rentals Incentive ProgramLower rent, fixed for a 2-year lease
Social housing (public and community housing)Rent based on income
Tasmanian First Home Owner Grant$20,000

Victoria 6

All support in Victoria

Municipal Rates Concession50% off council rates, up to $272.70 in 2026–27
First home buyer stamp duty exemption or concessionNo stamp duty up to $600,000; reduced duty from $600,001 to $750,000
Pensioner and concession card holder stamp duty reductionNo stamp duty up to $600,000; reduced duty from $600,001 to $750,000 (once only)
RentAssist bond loanInterest-free bond loan up to $2,250 (1 bedroom) to $3,050 (3 bedrooms)
Victorian First Home Owner Grant$10,000
Victorian homelessness lineFree, 24 hours a day

Western Australia 7

All support in Western Australia

City of Perth pensioner rates concessionUp to $750 (pensioners), $100 (seniors)
City of Rockingham low-income subsidy schemesUp to $150 per scheme each financial year
Pensioner and seniors rebate on council rates, ESL and waterUp to 50% off: up to $750 off rates and $600 off water (25% off, up to $100, with only a Seniors Card)
WA Rent Relief ProgramUp to $5,000 per household (once)
State Concession CardAmount varies
Bond Assistance LoanBond up to $1,600 (single, Perth and country) plus two weeks’ rent
Entrypoint PerthFree assessment and referral