First Home Buyers Assistance Scheme (no or less stamp duty)
NSW first home buyers pay no stamp duty on homes up to $800,000, and less up to $1 million.
Opens revenue.nsw.gov.au, the official site.
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What you need to check
Stamp duty (transfer duty) is a tax you pay when you buy property. First home buyers pay none on a new or existing home worth up to $800,000. They pay less on homes from $800,000 to under $1 million. For empty land, there is no duty up to $350,000 and less up to $450,000. You and your partner must never have owned a home in Australia. You must be 18 or over, and one buyer must be a citizen or permanent resident. You must move in within 12 months and live there for at least 12 months in a row.
This is a short summary. Other rules may apply, like income or where you live. Check the full rules with the agency that runs it.
Read in Easy English
What it is
- Stamp duty is a tax you pay when you buy a home.
- In NSW, first home buyers pay no stamp duty on homes up to $800,000.
- They pay less on homes under $1 million.
Who can get it
- You and your partner must never have owned a home in Australia.
- You must be 18 or older.
- One buyer must be a citizen or permanent resident.
- You must move in within 12 months.
- You must live there for at least 12 months.
What to do
- Read the rules on the official website.
- Apply there. It is free to apply.
About this source
We last reviewed this listing on 5 Nov 2026. We last checked the official page on 5 Nov 2026.
Our automatic check only sees whether the page is there or has changed. It is not a check of the rules.