---
title: "Pensioner and concession card holder stamp duty reduction, Victoria · unclaimd"
description: "A once-only stamp duty cut for concession card holders buying a home. No stamp duty up to $600,000; reduced duty from $600,001 to $750,000 (once only). Check the conditions and apply on…"
url: "https://unclaimd.org/support/vic-pensioner-duty-concession/"
---

[Back to support](https://unclaimd.org/support/)

[Housing](https://unclaimd.org/support/housing/) / [Victoria](https://unclaimd.org/support/vic/)

# Pensioner and concession card holder stamp duty reduction

A once-only stamp duty cut for concession card holders buying a home.

- Support available: No stamp duty up to $600,000; reduced duty from $600,001 to $750,000 (once only)
- Type of support: Discount

[Visit official site](https://www.sro.vic.gov.au/buying-property/land-transfer-stamp-duty/concessions-exemptions-and-waivers/pensioner-and-concession-cardholder-duty-reduction/pensioner-and-concession-cardholder-duty-reduction-contracts-1-july-2023)

Opens sro.vic.gov.au, the official site.

unclaimd never asks for your myGov sign-in or bank details. The official site may ask for them, so check the address ends in .gov.au first. [How to stay safe](https://unclaimd.org/help/stay-safe/)

## What you need to check

Stamp duty is a tax you pay when you buy property. You can get this once in your life. Approved cards are the Pensioner Concession Card, Health Care Card, Commonwealth Seniors Health Card and Veteran Gold Card. Foster Child and Carer Allowance Health Care Cards do not count. You must move in within 12 months and stay for 12 months in a row. First home buyers must choose this or the first home buyer deal.

This is a short summary. Other rules may apply, like income or where you live. Check the full rules with the agency that runs it.

## About this source

We last reviewed this listing on 5 Nov 2026. We last checked the official page on 5 Nov 2026.

Our automatic check only sees whether the page is there or has changed. It is not a check of the rules.

## How to apply

Read the full rules and apply through the official government website.

[Visit official site](https://www.sro.vic.gov.au/buying-property/land-transfer-stamp-duty/concessions-exemptions-and-waivers/pensioner-and-concession-cardholder-duty-reduction/pensioner-and-concession-cardholder-duty-reduction-contracts-1-july-2023)

www.sro.vic.gov.au

unclaimd never asks for your myGov sign-in or bank details. The official site may ask for them, so check the address ends in .gov.au first. [How to stay safe](https://unclaimd.org/help/stay-safe/)

unclaimd can’t approve a claim or apply for you.

[Report a problem with this listing](https://unclaimd.org/contact/?topic=listing&program=vic-pensioner-duty-concession#contact)

---

unclaimd lists possible matches and leads to check, not eligibility decisions. Only the government agency decides. Check the rules and apply on the official government site.

More: [Site map](https://unclaimd.org/sitemap/) · [How agents can use unclaimd](https://unclaimd.org/llms.txt)