---
title: "Student Start-up Loan, Australia-wide · unclaimd"
description: "An optional loan for uni students who get a Centrelink student payment. $1,349 each time, up to twice a year. Check the conditions and apply on servicesaustralia.gov.au."
url: "https://unclaimd.org/support/national-student-start-up-loan/"
---

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[Work & income](https://unclaimd.org/support/work-income/) / [Australia-wide](https://unclaimd.org/support/australia/)

# Student Start-up Loan

An optional loan for uni students who get a Centrelink student payment.

- Support available: $1,349 each time, up to twice a year
- Type of support: Loan

[Visit official site](https://www.servicesaustralia.gov.au/student-start-up-loan)

Opens servicesaustralia.gov.au, the official site.

unclaimd never asks for your myGov sign-in or bank details. The official site may ask for them, so check the address ends in .gov.au first. [How to stay safe](https://unclaimd.org/help/stay-safe/)

## What you need to check

It is for higher education students (like university) who get Youth Allowance, Austudy or ABSTUDY Living Allowance. It is a loan, not a gift, and you can choose whether to take it. You pay it back, plus indexation, once you earn over a set amount. You must apply at least 35 days before your course ends.

This is a short summary. Other rules may apply, like income or where you live. Check the full rules with the agency that runs it.

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## About this source

We last reviewed this listing on 5 Nov 2026. We last checked the official page on 5 Nov 2026.

Our automatic check only sees whether the page is there or has changed. It is not a check of the rules.

## How to apply

Read the full rules and apply through the official government website.

[Visit official site](https://www.servicesaustralia.gov.au/student-start-up-loan)

www.servicesaustralia.gov.au

unclaimd never asks for your myGov sign-in or bank details. The official site may ask for them, so check the address ends in .gov.au first. [How to stay safe](https://unclaimd.org/help/stay-safe/)

unclaimd can’t approve a claim or apply for you.

[Report a problem with this listing](https://unclaimd.org/contact/?topic=listing&program=national-student-start-up-loan#contact)

---

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