---
title: "Housing support in Australia · unclaimd"
description: "Government help with rent, rates & your home: 62 reviewed federal, state and territory listings for individuals and households, each linked to its official source."
url: "https://unclaimd.org/support/housing/"
---

Help by topic

# Housing support.

Government help with rent, rates & your home. We list 62 programs so far.

[Search and filter](https://unclaimd.org/support/?need=housing)

## See what could fit you.

Answer a few short questions. You can skip any. You don’t need an account.

[Find my support](https://unclaimd.org/matches/)

- [Australia-wide 6](https://unclaimd.org/support/housing/#in-australia)
- [Australian Capital Territory 9](https://unclaimd.org/support/housing/#in-act)
- [New South Wales 13](https://unclaimd.org/support/housing/#in-nsw)
- [Northern Territory 1](https://unclaimd.org/support/housing/#in-nt)
- [Queensland 11](https://unclaimd.org/support/housing/#in-qld)
- [South Australia 4](https://unclaimd.org/support/housing/#in-sa)
- [Tasmania 5](https://unclaimd.org/support/housing/#in-tas)
- [Victoria 6](https://unclaimd.org/support/housing/#in-vic)
- [Western Australia 7](https://unclaimd.org/support/housing/#in-wa)

## Australia-wide 6

[All Australia-wide support](https://unclaimd.org/support/australia/)

- **[Leaving Violence Program](https://unclaimd.org/support/national-leaving-violence-program/)** (Australia-wide · Payments). Money and support for people leaving a violent partner, with up to 12 weeks of safety planning and referrals. Reviewed 5 Nov 2026. dss.gov.au.

- **[Transition to Independent Living Allowance](https://unclaimd.org/support/national-transition-independent-living/)** (Australia-wide · Payments). Up to $1,500 to help young people leaving foster or other formal care set up on their own. Reviewed 5 Nov 2026. servicesaustralia.gov.au.

- **[Rent Assistance](https://unclaimd.org/support/national-rent/)** (Australia-wide · Payments). Extra money for rent if you get a Centrelink payment and rent privately. Reviewed 5 Nov 2026. servicesaustralia.gov.au.

- **[5% Deposit Scheme (formerly Home Guarantee Scheme)](https://unclaimd.org/support/national-5-percent-deposit-scheme/)** (Australia-wide · Loans). The government backs part of your home loan so you can buy your first home with a small deposit. Reviewed 5 Nov 2026. firsthomebuyers.gov.au.

- **[First Home Super Saver Scheme](https://unclaimd.org/support/national-first-home-super-saver/)** (Australia-wide · Loans). Save for your first home inside your super, where tax is lower, then take the money out to buy. Reviewed 5 Nov 2026. ato.gov.au.

- **[Help to Buy (shared equity home scheme)](https://unclaimd.org/support/national-help-to-buy/)** (Australia-wide · Loans). The government pays up to 40% of your home’s price in return for a share, with a 2% deposit from you. Reviewed 5 Nov 2026. firsthomebuyers.gov.au.

## Australian Capital Territory 9

[All support in the ACT](https://unclaimd.org/support/act/)

- [Cheaper dog and cat registration](https://unclaimd.org/support/act-pet-registration-concession/) $25.05 for a dog or $24.00 for a cat (instead of $66.55)
- [Free green waste bin for concession card holders](https://unclaimd.org/support/act-green-bin-concession/) No sign-up fee for the bin
- [Housing Crisis Support Fund](https://unclaimd.org/support/act-housing-crisis-support-fund/) Up to 4 weeks’ rent, to a maximum of $2,500
- [Pensioner rates rebate](https://unclaimd.org/support/act-pensioner-rates-rebate/) 50% of rates up to $750, plus $133 off the emergency services levy
- [Public housing rental rebate](https://unclaimd.org/support/act-public-housing-rent-rebate/) Rent capped at 25% of household income
- [Mortgage Relief Fund](https://unclaimd.org/support/act-mortgage-relief/) Interest-free loan up to $10,000
- [Pensioner Duty Concession Scheme](https://unclaimd.org/support/act-pensioner-duty-concession/) No stamp duty from 1 July 2026
- [Rates deferral](https://unclaimd.org/support/act-rates-deferral/) Amount varies
- [Rental bond help](https://unclaimd.org/support/act-rental-bond-loan/) Up to 100% of the bond, as a loan with no interest

## New South Wales 13

[All support in New South Wales](https://unclaimd.org/support/nsw/)

- [Blacktown pensioner rates rebate](https://unclaimd.org/support/nsw-blacktown-rates/) Up to $250 a year, plus up to $200 more
- [Central Coast pensioner rates and water rebate](https://unclaimd.org/support/nsw-central-coast-rates/) Up to $250 a year off rates, plus up to $175 off water
- [City of Parramatta pensioner rates rebate](https://unclaimd.org/support/nsw-parramatta-rates/) Up to $250 a year, plus $100 more after 5 years
- [City of Sydney pensioner rates rebate](https://unclaimd.org/support/sydney-rates/) Up to 100% of rates and charges
- [Northern Beaches pensioner rates concession](https://unclaimd.org/support/nsw-northern-beaches-rates/) Up to $250 a year, and some pensioners may get more
- [NSW pensioner council rates rebate](https://unclaimd.org/support/nsw-pensioner-council-rates/) Up to $250 a year off rates and waste charges
- [NSW pensioner water rebate](https://unclaimd.org/support/nsw-pensioner-water-rebate/) Amount varies
- [Rent Choice private rental subsidy](https://unclaimd.org/support/nsw-rent-choice/) Part of your rent paid for up to 3 years
- [Rent Choice Youth](https://unclaimd.org/support/nsw-rent-choice-youth/) Part of your rent paid for up to 3 years
- [First Home Buyers Assistance Scheme (no or less stamp duty)](https://unclaimd.org/support/nsw-first-home-buyers-assistance/) No stamp duty on homes up to $800,000; less duty up to $1 million
- [First Home Owner Grant (new homes)](https://unclaimd.org/support/nsw-first-home-owner-grant/) $10,000
- [Link2home homelessness line](https://unclaimd.org/support/nsw-link2home/) 24 hours a day, every day
- [Rentstart Bond Loan](https://unclaimd.org/support/nsw-rentstart-bond-loan/) Interest-free loan for up to 100% of your rental bond

## Northern Territory 1

[All support in the Northern Territory](https://unclaimd.org/support/nt/)

- [Private rental bond assistance](https://unclaimd.org/support/nt-bond-assistance/) Up to 4 weeks’ rent as bond, plus 2 weeks’ rent in advance

## Queensland 11

[All support in Queensland](https://unclaimd.org/support/qld/)

- [Brisbane pensioner rates rebate](https://unclaimd.org/support/brisbane-rates/) Up to $1,350 a year (full pension) or $675 (part pension)
- [Gold Coast pensioner rates discount](https://unclaimd.org/support/goldcoast-rates/) $298 a year (2026–27), plus the state subsidy
- [Logan pensioner rates concession](https://unclaimd.org/support/logan-rates/) Up to $481.20 a year, plus the state subsidy
- [Moreton Bay pensioner and self-funded retiree rates concession](https://unclaimd.org/support/moretonbay-rates/) $275, $110 or $83 a year, plus the state subsidy
- [Pensioner Rate Subsidy Scheme](https://unclaimd.org/support/qld-rates-subsidy/) 20% of council rates, up to $200 a year
- [Rental Security Subsidy](https://unclaimd.org/support/qld-rental-security-subsidy/) Amount varies
- [RentConnect Tenancy Assist payment](https://unclaimd.org/support/qld-tenancy-assist/) Up to $1,200, once every 2 years
- [South East Queensland Pensioner Water Subsidy](https://unclaimd.org/support/qld-seq-water-subsidy/) Up to $120 a year
- [Sunshine Coast pensioner rate concession](https://unclaimd.org/support/sunshinecoast-rates/) Up to $343 a year, plus the state subsidy
- [Bond Loan](https://unclaimd.org/support/qld-bond-loan/) Interest-free loan of up to 4 weeks’ rent
- [Homeless Hotline](https://unclaimd.org/support/qld-homeless-hotline/) Free from a landline, 24 hours a day

## South Australia 4

[All support in South Australia](https://unclaimd.org/support/sa/)

- [Emergency Services Levy remission](https://unclaimd.org/support/sa-esl-remission/) Up to $46 a year
- [Help paying bond and rent (Private Rental Assistance)](https://unclaimd.org/support/sa-bond-rent-help/) Amount varies
- [Homeless Connect SA](https://unclaimd.org/support/sa-homeless-connect/) Free advice, 24 hours a day
- [SA First Home Owner Grant](https://unclaimd.org/support/sa-first-home-owner-grant/) Up to $15,000

## Tasmania 5

[All support in Tasmania](https://unclaimd.org/support/tas/)

- [Pensioner council rates remission](https://unclaimd.org/support/tas-council-rates-remission/) 30% off your rates, up to $591 in 2026–27
- [Private rental assistance (bond, rent and moving costs)](https://unclaimd.org/support/tas-private-rental-assistance/) Amount varies
- [Private Rentals Incentive Program](https://unclaimd.org/support/tas-private-rentals-incentive/) Lower rent, fixed for a 2-year lease
- [Social housing (public and community housing)](https://unclaimd.org/support/tas-social-housing/) Rent based on income
- [Tasmanian First Home Owner Grant](https://unclaimd.org/support/tas-first-home-owner-grant/) $20,000

## Victoria 6

[All support in Victoria](https://unclaimd.org/support/vic/)

- [Municipal Rates Concession](https://unclaimd.org/support/vic-municipal-rates-concession/) 50% off council rates, up to $272.70 in 2026–27
- [First home buyer stamp duty exemption or concession](https://unclaimd.org/support/vic-first-home-buyer-duty/) No stamp duty up to $600,000; reduced duty from $600,001 to $750,000
- [Pensioner and concession card holder stamp duty reduction](https://unclaimd.org/support/vic-pensioner-duty-concession/) No stamp duty up to $600,000; reduced duty from $600,001 to $750,000 (once only)
- [RentAssist bond loan](https://unclaimd.org/support/vic-rentassist-bond-loan/) Interest-free bond loan up to $2,250 (1 bedroom) to $3,050 (3 bedrooms)
- [Victorian First Home Owner Grant](https://unclaimd.org/support/vic-first-home-owner-grant/) $10,000
- [Victorian homelessness line](https://unclaimd.org/support/vic-homelessness-line/) Free, 24 hours a day

## Western Australia 7

[All support in Western Australia](https://unclaimd.org/support/wa/)

- [City of Perth pensioner rates concession](https://unclaimd.org/support/perth-rates/) Up to $750 (pensioners), $100 (seniors)
- [City of Rockingham low-income subsidy schemes](https://unclaimd.org/support/rockingham-subsidy-schemes/) Up to $150 per scheme each financial year
- [Pensioner and seniors rebate on council rates, ESL and water](https://unclaimd.org/support/wa-pensioner-seniors-rates-rebate/) Up to 50% off: up to $750 off rates and $600 off water (25% off, up to $100, with only a Seniors Card)
- [WA Rent Relief Program](https://unclaimd.org/support/wa-rent-relief/) Up to $5,000 per household (once)
- [State Concession Card](https://unclaimd.org/support/wa-state-concession-card/) Amount varies
- [Bond Assistance Loan](https://unclaimd.org/support/wa-bond-assistance-loan/) Bond up to $1,600 (single, Perth and country) plus two weeks’ rent
- [Entrypoint Perth](https://unclaimd.org/support/wa-entrypoint-perth/) Free assessment and referral

## Other topics

- [Healthcare](https://unclaimd.org/support/healthcare/)
- [Transport](https://unclaimd.org/support/transport/)
- [Children & family](https://unclaimd.org/support/family/)
- [Energy & bills](https://unclaimd.org/support/energy-bills/)
- [Work & income](https://unclaimd.org/support/work-income/)
- [Seniors & carers](https://unclaimd.org/support/seniors-carers/)
- [Unclaimed money](https://unclaimd.org/support/unclaimed-money/)

## Help by place

- [Australia-wide](https://unclaimd.org/support/australia/)
- [Australian Capital Territory](https://unclaimd.org/support/act/)
- [New South Wales](https://unclaimd.org/support/nsw/)
- [Northern Territory](https://unclaimd.org/support/nt/)
- [Queensland](https://unclaimd.org/support/qld/)
- [South Australia](https://unclaimd.org/support/sa/)
- [Tasmania](https://unclaimd.org/support/tas/)
- [Victoria](https://unclaimd.org/support/vic/)
- [Western Australia](https://unclaimd.org/support/wa/)

## Official finders

Each government has its own finder. They may show help we have not listed.

[See every official finder](https://unclaimd.org/sources/)

We have not listed every program yet. The official finders may show more.

---

unclaimd lists possible matches and leads to check, not eligibility decisions. Only the government agency decides. Check the rules and apply on the official government site.

More: [Site map](https://unclaimd.org/sitemap/) · [How agents can use unclaimd](https://unclaimd.org/llms.txt)