---
title: "Mortgage Relief Fund, Australian Capital Territory · unclaimd"
description: "A no-interest loan of up to $10,000 if a sudden change puts you behind on your home loan. Interest-free loan up to $10,000. Check the conditions and apply on revenue.act.gov.au."
url: "https://unclaimd.org/support/act-mortgage-relief/"
---

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[Housing](https://unclaimd.org/support/housing/) / [Australian Capital Territory](https://unclaimd.org/support/act/)

# Mortgage Relief Fund

A no-interest loan of up to $10,000 if a sudden change puts you behind on your home loan.

- Support available: Interest-free loan up to $10,000
- Type of support: Interest-free loan

[Visit official site](https://www.revenue.act.gov.au/cost-of-living-support/mortgage-relief)

Opens revenue.act.gov.au, the official site.

unclaimd never asks for your myGov sign-in or bank details. The official site may ask for them, so check the address ends in .gov.au first. [How to stay safe](https://unclaimd.org/help/stay-safe/)

## What you need to check

This is for people who own and live in their ACT home and own no other property. Something unexpected, like losing your job or getting sick, must have happened in the last 12 months. You need to own at least 10% of your home outright and have home insurance. Your home must be worth no more than the ACT middle price. You must have paid something toward your home loan in the last six months, and first ask your bank for hardship help. The loan only pays missed repayments (up to $5,000) or missed and coming repayments, up to $10,000 in total. It is paid to your bank. You start paying it back six months later, over five years, with no interest.

This is a short summary. Other rules may apply, like income or where you live. Check the full rules with the agency that runs it.

## About this source

This site blocks automatic checks. A person reviewed it on 5 Nov 2026.

Our automatic check only sees whether the page is there or has changed. It is not a check of the rules.

## How to apply

Read the full rules and apply through the official government website.

[Visit official site](https://www.revenue.act.gov.au/cost-of-living-support/mortgage-relief)

www.revenue.act.gov.au

unclaimd never asks for your myGov sign-in or bank details. The official site may ask for them, so check the address ends in .gov.au first. [How to stay safe](https://unclaimd.org/help/stay-safe/)

unclaimd can’t approve a claim or apply for you.

[Report a problem with this listing](https://unclaimd.org/contact/?topic=listing&program=act-mortgage-relief#contact)

---

unclaimd lists possible matches and leads to check, not eligibility decisions. Only the government agency decides. Check the rules and apply on the official government site.

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